At Tarah WorldTrade India Pvt Ltd, we provide comprehensive software solutions tailored for the banking industry. Our robust, scalable, and secure platforms are designed to streamline your operations, enhance customer experience, and ensure regulatory compliance. With a focus on driving digital transformation in the financial sector, our solutions empower banks to manage core banking functions, lending operations, and loan portfolios efficiently.

Key Modules

1. Banking Module

Our Banking Module is designed to manage a wide range of core banking functions. From account management and transaction processing to regulatory compliance and customer service, we ensure seamless integration of all banking operations. This module supports:

• Account Management: Manage savings, current, and fixed deposit accounts with ease.
  
  
• Transaction Processing: Enable secure and real-time transactions for both online and offline banking.
  
  
• Customer Management: Improve customer relationships with personalized services and multi-channel support.
  
  
• Compliance & Reporting: Stay updated with regulatory requirements through automated reporting and compliance checks.
  
  

2. Lending Module

The Lending Module simplifies and accelerates loan origination, disbursement, and management. Our solution helps banks streamline their lending processes while minimizing risk and enhancing customer experience. Key features include:

• Loan Origination & Approval: Automate the entire process from application to approval, reducing manual intervention and improving turnaround time.
  
  
• Risk Assessment: Integrated credit scoring and risk analysis tools ensure better decision-making.
  
  
• Loan Disbursement & Management: Efficiently manage disbursement schedules, repayment tracking, and loan servicing.
  
  
• Customer Communication: Provide real-time updates on loan status and payments through automated notifications.
  
  

3. Loan Portfolio Management

Our Loan Portfolio Management module offers comprehensive tools to manage and monitor loan portfolios. With advanced analytics and real-time insights, banks can track portfolio performance, identify risks, and ensure profitable lending operations. Key features include:

• Portfolio Monitoring: Keep track of loan performance, delinquency rates, and portfolio growth.
  
  
• Risk Management: Identify potential risks early with real-time analytics and predictive modeling.
  
  
• Compliance & Reporting: Ensure adherence to regulatory guidelines with automated compliance checks and reports.
  
  
• Profitability Analysis: Gain insights into loan profitability and optimize lending strategies for higher returns.
  
  
  

TARAH – Designed for Your Business

TARAH is a versatile banking software solution built to support a wide range of financial institutions, ensuring compliance, efficiency, and scalability. Whether you're managing lending, deposits, or specialized financial services, TARAH offers a comprehensive platform designed to meet your business needs.

TARAH supports:

• Non-Deposit Taking Non-Banking Financial Companies (NBFC-ND)
  
  
• Deposit-Taking Non-Banking Financial Companies (NBFC-D)
  
  
• Microfinance Organizations
  
  
• Producer Companies
  
  
• Regional Rural Banks (RRBs)
  
  
• Nidhi Companies
  
  
• Cooperative Banks
  
  
• Small Banks
  
  
• Credit Cooperative Societies / Mutually Aided Cooperative Societies
  
  
• Credit Unions & Primary Agricultural Credit Societies (PACS)
  
  

The TARAH Edge

TARAH is designed to give your business a competitive edge with its feature-rich, customizable platform that enhances operational efficiency and compliance.

• Contact KYC: Streamline customer onboarding and Know Your Customer (KYC) processes with automated solutions.
  
  
• Document Vault: Securely store, manage, and retrieve customer and financial documents with ease.
  
  
• Loan Configurator: Configure and manage loan products with flexible terms, interest rates, and repayment options.
  
  
• Authorizations & Approvals: Simplify and automate authorization workflows for faster approvals and better compliance.
  
  
• Regulatory & Risk Reporting: Ensure compliance with regulatory standards while managing risks effectively.
  
  
• NPA Analysis & Trend Reports: Analyze non-performing assets (NPAs) and generate trend reports for improved decision-making.
  
  
• Mobility: Access critical banking functions from any device, ensuring business continuity and flexibility.
  
  
• Business Intelligence & Analytics: Leverage advanced analytics to gain insights into business performance, customer behaviour, and market trends.
  
  
• Data Management: Manage your data securely and efficiently to support reporting, analysis, and compliance.
  
  

TARAH is designed to take full advantage of modern technologies, ensuring that your banking operations are optimized, secure, and future-ready.